Terms and Conditions – Lucky 101 Online Betting Pakistan

By accessing or using Lucky 101 — whether through the website, mobile browser, or any other interface we provide — you confirm that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. These terms form a legally binding agreement between you and Lucky 101.

If you are using Lucky 101 on behalf of another person or organisation, you represent that you have the authority to bind that party to these terms. Lucky 101 provides sports betting, live casino, and gaming services to users in Pakistan and selected other markets. The services are provided on an "as-is" basis, subject to the conditions set out in this document.

These Terms and Conditions should be read alongside our Privacy Policy and our Responsible Gaming guidelines, which form part of your overall agreement with Lucky 101.

To register and use Lucky 101, you must meet the following eligibility requirements at all times:

• You must be at least 18 years of age. Lucky 101 does not permit any person under 18 to register, play, or place bets. We carry out age verification checks and reserve the right to request documentation at any time.
• You must be a natural person — not a company, trust, or other legal entity — unless Lucky 101 has explicitly agreed otherwise in writing.
• You must not be an employee, agent, contractor, or close family member of any Lucky 101 employee in a role that could provide a competitive advantage.
• You must be legally permitted to participate in online betting and gaming activities based on the laws applicable in your jurisdiction. It is your responsibility to determine this before registering.
• You must provide accurate, complete, and current information during registration, including your full name, date of birth, mobile number, and any other fields marked as required.
• You must not already hold an existing Lucky 101 account. One account per person is permitted. Multiple accounts are subject to immediate closure and forfeiture of any balance.

Once your Lucky 101 account is created, you are solely responsible for all activity that occurs under your account credentials. Specifically:

• You must keep your username and password confidential at all times. Lucky 101 will never ask you to share your password with any staff member, agent, or third party.
• If you suspect your account has been accessed without your permission, you must notify Lucky 101 support at support@lucky101.online immediately. You are liable for all activity on your account prior to notification.
• You must keep your registered contact details current. Lucky 101 will use your registered mobile number and email address for all account communications, including security alerts and withdrawal confirmations.
• You may not transfer, sell, or otherwise allow any other person to use your account. Accounts are non-transferable.
• Lucky 101 reserves the right to close or suspend any account at any time, with or without notice, if we reasonably suspect a breach of these terms, fraudulent activity, or any conduct that harms other users or the platform.
• If you wish to close your account voluntarily, contact support directly. Voluntary closure does not waive any outstanding obligations you owe to Lucky 101.

Lucky 101 supports the following payment methods for Pakistani users: Easypaisa, JazzCash, NayaPay, SadaPay, IBFT bank transfer, and Visa/Mastercard. All transactions are denominated in Pakistani Rupees (PKR).

• The minimum deposit is Rs 200. There is no maximum deposit limit, though large deposits may trigger additional verification checks in line with our AML policy.
• Deposits via Easypaisa and JazzCash are typically credited to your Lucky 101 balance within a few minutes. Bank transfer deposits may take longer depending on banking system processing times.
• You may only deposit funds from payment methods that are registered in your own name. Lucky 101 does not accept third-party deposits. Any deposit found to have originated from a third party may be reversed and the account suspended.
• Withdrawal requests are processed to the same payment method used for the most recent qualifying deposit, subject to verification. Lucky 101 does not send withdrawals to different accounts than those used to deposit.
• The minimum withdrawal is Rs 500. Standard Easypaisa and JazzCash withdrawals typically complete within minutes of approval. Larger withdrawals may require additional review and take up to 24 hours.
• Lucky 101 does not charge a fee for standard withdrawals. Any fees charged by your bank or mobile wallet provider are outside Lucky 101's control and are your responsibility.
• Lucky 101 reserves the right to request documentary evidence of the source of funds for any deposit or withdrawal above certain thresholds, in compliance with applicable financial regulations.

The following rules apply to all bets placed through Lucky 101, whether pre-match, in-play, or on casino games:

• A bet is considered placed and binding once Lucky 101 confirms acceptance via the bet slip confirmation screen. A bet that has not received a confirmation reference number has not been accepted.
• Lucky 101 reserves the right to limit, refuse, or void any bet at its discretion, including — but not limited to — situations involving system errors, obvious pricing mistakes, or evidence of collusion.
• Where a sporting event is postponed, abandoned, or cancelled, Lucky 101 will apply the rules stated in the individual sport rules section of the platform. In most cases, if a match does not complete within 24 hours of its scheduled start time, bets will be voided and stakes returned.
• In-play betting markets may be suspended at any time during a live event. Bets placed on a suspended market will not be accepted. If a bet is accepted just prior to a market suspension and the odds subsequently change materially, Lucky 101 may void the bet and return the stake at its discretion.
• Accumulator (parlay) bets require all selections to win for the bet to pay out, unless a specific each-way or reduced payout rule applies. If one leg of an accumulator is voided, the remaining legs stand at adjusted odds.
• Maximum winnings per single bet event may be capped depending on the sport and market. Current maximum payout limits are displayed in the individual sports betting sections of the platform.
• Lucky 101 uses official competition results and statistics to settle bets. Results from unofficial sources, including in-play tracker data, are not used for final settlement purposes.

Lucky 101 offers various bonuses and promotions to both new and existing players. The following general terms apply to all promotional offers unless a specific promotion states otherwise:

• Bonuses are credited to your Lucky 101 account balance and are subject to wagering requirements before any associated winnings can be withdrawn. The specific wagering requirement for each promotion is stated in the promotion's individual terms.
• Bonus funds must be wagered at minimum odds of 1.50 on sports bets to count towards wagering requirements. Bets placed on markets with odds below this threshold do not count.
• For casino game bonuses, including Teen Patti and live table games, wagering requirements apply as stated in each promotion. Certain game categories may contribute at a reduced rate or not at all — these are specified per promotion.
• Only one active bonus can be held at a time unless Lucky 101 explicitly states that multiple bonuses can be combined. Signing up for a new promotion while a previous bonus is active may result in the previous bonus being forfeited.
• Bonuses obtained through fraudulent means, including creating multiple accounts to claim welcome offers more than once, will be confiscated and the relevant accounts closed.
• Lucky 101 reserves the right to amend, withdraw, or discontinue any promotion at any time. Players with active promotional balances at the time of withdrawal will have any outstanding wagering requirements adjusted proportionally.

The following conduct is strictly prohibited on Lucky 101 and will result in immediate account suspension, forfeiture of balance, and potentially legal action:

• Providing false, misleading, or incomplete information during registration or at any subsequent point, including during identity verification.
• Opening multiple accounts for the purpose of claiming promotions multiple times, circumventing limits, or any other purpose not expressly permitted by these terms.
• Using automated software, bots, scripts, or any other technical means to interact with Lucky 101's betting markets or casino games in a manner not consistent with standard manual play.
• Colluding with other players to manipulate the outcome of casino games, including but not limited to chip-dumping in Teen Patti or live poker games.
• Engaging in any activity that constitutes match-fixing, insider betting, or any other form of corrupt betting behaviour in relation to sports events offered by Lucky 101.
• Attempting to exploit technical errors, system glitches, or obvious pricing mistakes in Lucky 101's betting markets or casino games. Any winnings arising from such exploitation are void.
• Engaging in money laundering, using Lucky 101's platform to process funds from illegal sources, or structuring transactions to avoid reporting requirements.
• Harassing, threatening, or abusing Lucky 101 staff, support agents, or other players through any communication channel.

Lucky 101 is committed to providing a safe and responsible gaming environment. We offer the following tools to all registered users, accessible directly from the account dashboard:

• Deposit Limits: Set daily, weekly, or monthly deposit caps. Once set, deposit limits can be reduced immediately but cannot be increased for a cooling-off period of 24 hours.
• Session Time Reminders: Receive a notification after a set session duration reminding you how long you have been playing.
• Self-Exclusion: Temporarily or permanently exclude yourself from Lucky 101. During a self-exclusion period, your account is suspended and you will not receive promotional communications. A minimum self-exclusion period of six months is available; permanent exclusion is also offered.
• Reality Checks: Periodic on-screen messages showing your current session activity and net profit/loss position.

Lucky 101 will honour all self-exclusion requests promptly. If you believe you or someone you know may have a gambling problem, please visit our Responsible Gaming page for detailed guidance and resources available to Pakistani players.

All content on the Lucky 101 platform — including but not limited to text, graphics, logos, images, software, odds data, and the overall platform design — is the property of Lucky 101 or its content licensors and is protected by applicable intellectual property laws.

• You are granted a limited, non-exclusive, non-transferable licence to access and use Lucky 101 for personal, non-commercial purposes only. This licence does not extend to any resale, commercial use, reproduction, or redistribution of any Lucky 101 content.
• You may not frame, mirror, or scrape any part of the Lucky 101 platform without prior written consent.
• Any feedback, suggestions, or ideas you provide to Lucky 101 regarding improvements to the platform may be used by Lucky 101 freely without compensation or attribution to you.

To the maximum extent permitted by applicable law, Lucky 101 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of — or inability to use — the platform. This includes, without limitation:

• Loss of profits, winnings, or anticipated savings as a result of platform downtime, technical errors, or service interruptions.
• Loss or corruption of data stored in your Lucky 101 account due to circumstances outside Lucky 101's reasonable control.
• Any actions taken by third-party payment providers, including Easypaisa, JazzCash, or banking institutions, that affect the processing of your deposits or withdrawals.
• Damages resulting from your own failure to keep your account credentials secure.

Lucky 101's total aggregate liability to you in connection with these terms shall not exceed the value of funds held in your account at the time the relevant claim arises. Nothing in these terms excludes or limits Lucky 101's liability for fraud, gross negligence, or any liability that cannot be excluded under Pakistani law.

Lucky 101 collects and processes personal data in accordance with our Privacy Policy. By registering with Lucky 101, you consent to the collection and use of your personal data as described in that policy. Key points include:

• We collect data necessary to operate your account, process payments, comply with regulatory obligations, and provide customer support.
• Your data will not be sold to third parties for marketing purposes. It may be shared with payment processors, identity verification services, and regulatory bodies where required.
• Lucky 101 uses SSL encryption for all data in transit between your device and our servers. Your payment information is not stored on Lucky 101's systems beyond what is needed for transaction processing.
• You have the right to request access to, correction of, or deletion of your personal data subject to Lucky 101's legal obligations to retain certain records.

Lucky 101 reserves the right to amend these Terms and Conditions at any time. When we make material changes, we will:

• Update the "Last Updated" date at the top of this page.
• Notify registered users via email or in-account notification where the changes are significant.
• In some cases, ask you to re-confirm your acceptance of the updated terms before continuing to use the platform.

Your continued use of Lucky 101 after any amendments have been published constitutes your acceptance of the revised terms. If you do not agree to updated terms, you must stop using the platform and close your account. We recommend reviewing these Terms and Conditions periodically to stay informed.

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact the Lucky 101 support team through any of the following channels:

• Email: support@lucky101.online — for account-related queries, complaints, and formal notices.
• Live Chat: Available 24/7 directly from the Lucky 101 platform. Click the chat icon in the bottom corner of any page when logged in.
• FAQ: Visit our FAQ page for answers to the most common questions about accounts, betting, payments, and responsible gaming.

Lucky 101 aims to respond to all support queries within 24 hours. For urgent account security matters, please use live chat for the fastest response. We take all formal complaints seriously and will acknowledge receipt within 48 hours.