Fund your account in seconds using the apps already on your phone. Withdraw your winnings just as quickly — no lengthy forms, no hidden charges, and no stress.
Every method below is available for both deposits and withdrawals at Lucky 101. Choose whichever fits your routine best.
Adding funds to your Lucky 101 account takes less than a minute once you know the steps.
Open Lucky 101 in your browser and log in. If you have not yet registered, signing up takes under two minutes and you will be prompted to make your first deposit immediately after.
Find the wallet icon or "Deposit" button in your account dashboard. On mobile it typically sits in the top-right corner. Click Deposit to open the cashier panel.
Choose from Easypaisa, JazzCash, NayaPay, SadaPay, IBFT, or Visa/Mastercard. For mobile wallets, you will be redirected to the respective app or given a mobile number to send to.
Type the amount you want to deposit — anything from Rs 200 upwards depending on your chosen method. Double-check the details and hit confirm.
For mobile wallets, the balance updates almost immediately. For IBFT transfers, allow up to 60 minutes. Card deposits typically clear within five minutes. You will see a success notification in the app.
Getting your winnings out is just as simple. Here is the standard process on Lucky 101.
Lucky 101 requires basic identity verification before processing the first withdrawal. This usually involves confirming your mobile number and submitting a copy of your CNIC. It only needs to be done once and takes a few minutes.
From your dashboard, navigate to Wallet and select Withdraw. You will see your available balance and the list of supported methods.
Pick the method you want funds sent to — ideally the same one you used to deposit. Enter the amount and your payment details (e.g. your JazzCash or Easypaisa registered number).
Review and confirm. Lucky 101 deducts the amount from your balance immediately and queues the transfer. You will receive an on-screen confirmation and an SMS or email notification.
Easypaisa and JazzCash withdrawals typically arrive within 2–10 minutes. NayaPay and SadaPay take up to 15 minutes. IBFT can take 1–4 hours. Card withdrawals may take 1–3 business days depending on your bank.
One of the most common frustrations Pakistani players have with international betting and casino platforms is the payment situation. You deposit using a workaround, your withdrawal gets delayed by three days, and customer support responds in a timezone that is inconvenient at best. Lucky 101 was built with Pakistan first — which is why every payment method on this page is one that real Pakistanis already use in daily life.
Think about how most people in Lahore, Karachi, or Faisalabad handle money today. Easypaisa and JazzCash are not just banking apps — they are deeply woven into how people send money to relatives, pay utility bills, and receive salaries. NayaPay and SadaPay have added a younger, more tech-savvy user base to the mix. Lucky 101 taps directly into all of this infrastructure, so funding your account feels no different from buying mobile data or transferring Rs 500 to a friend.
Lucky 101 charges no fees on deposits or withdrawals. The amount you put in is the amount that lands in your gaming wallet. The amount you request to withdraw is the amount that hits your Easypaisa or bank account. This is not the case everywhere — many platforms quietly subtract a processing percentage, especially on smaller withdrawals. Lucky 101 does not do that.
Your own bank or mobile wallet provider may levy a transaction fee on their end depending on your account type and transaction size, but that is between you and your financial provider. On the Lucky 101 side, there is nothing deducted and nothing added. What you see in your wallet is yours.
The overwhelming majority of Lucky 101 players in Pakistan use Easypaisa or JazzCash. Both apps are on practically every smartphone in the country, they work on 3G connections in smaller cities, and transactions complete in seconds. For a platform used by players from Quetta to Gilgit to Hyderabad, this kind of broad accessibility matters enormously.
To deposit via Easypaisa or JazzCash, you simply select the method in the Lucky 101 cashier, enter your registered mobile number, and confirm the transaction through the respective app on your phone. The funds clear immediately. Withdrawals follow the same logic in reverse — your wallet balance reduces instantly on Lucky 101's end and the money typically arrives in your mobile wallet within a few minutes.
One thing worth noting is that your Easypaisa or JazzCash registered number must match the mobile number linked to your Lucky 101 account. This is a security requirement that protects against fraudulent withdrawal requests. If the numbers differ, contact the Lucky 101 support team via live chat to update your details before attempting a withdrawal.
NayaPay and SadaPay are Pakistan's fintech success stories — full-featured digital bank accounts in an app, with Visa debit cards, instant transfers, and zero monthly fees. Lucky 101 supports both because a growing number of Pakistani users, especially those under 35 in urban areas, keep their spending money on these platforms rather than traditional bank accounts.
Deposits and withdrawals through NayaPay and SadaPay work identically to the mobile wallet process. Limits are slightly higher than standard mobile wallets, making them a good choice for players who wager at larger stakes.
If you maintain a conventional bank account at HBL, UBL, MCB, Allied Bank, Meezan, Habib Metro, or any other local bank, IBFT is your natural choice for larger deposits and withdrawals. Lucky 101's IBFT deposits require you to transfer from your online banking app or internet banking portal to the Lucky 101 designated account number, then enter the transaction reference in the platform's cashier to confirm the transfer.
Processing times for IBFT deposits are a little longer — typically 15 to 60 minutes during banking hours, occasionally more on bank holidays. Withdrawals via IBFT process within 1 to 4 hours on business days. For players depositing Rs 50,000 or above, IBFT is often the most practical option given the higher limits compared to mobile wallets.
For players who prefer using their bank-issued debit or credit card, Lucky 101 accepts Visa and Mastercard from Pakistani-issued cards. Deposits via card are processed through a secure payment gateway and typically clear within five minutes. Withdrawals back to card take longer — usually one to three business days depending on your card issuer — which is why most Pakistani players prefer mobile wallets for everyday transactions and save card withdrawals for larger amounts.
Every transaction on Lucky 101 is processed over encrypted connections. Your payment details are never stored on Lucky 101's servers in a way that could be compromised — we use tokenised payment processing where applicable, and our systems are audited regularly. The same applies to personal data: your CNIC details, submitted for account verification, are handled according to our Privacy Policy and are never shared with third parties.
If you ever notice an unexpected transaction or believe your account has been accessed without your permission, contact Lucky 101 support immediately via live chat. The team is available 24 hours a day and can freeze withdrawal activity on your account while an investigation takes place. Your security is taken seriously and responses to security concerns are always prioritised.
Lucky 101 offers voluntary deposit limit tools within your account settings. You can set a daily, weekly, or monthly cap on how much you deposit — once that limit is reached, further deposits are blocked for the chosen period. This is entirely voluntary but strongly recommended for players who want to maintain a set gaming budget. The limit cannot be increased instantly — there is a mandatory waiting period before any increase takes effect, which gives you time to reconsider. More detail is available on the Responsible Gaming page.
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Deposit as little as Rs 500 for the first time and Lucky 101 matches it 200%. Works with all payment methods including Easypaisa and JazzCash. Bonus is usable across sports betting, Aviator, and casino games.
Answers to the questions our Pakistani players ask most often about payments at Lucky 101.